Plan Your Dream Retirement
The complete guide for Malaysians to plan a comfortable retirement. Learn how to optimize your EPF, pension, and investments.
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Understand Your EPF
The Employees Provident Fund (EPF/KWSP) is the backbone of Malaysian retirement savings. Learn how to optimize your contributions for a brighter future.
Mandatory Contributions
Employee: 11%, Employer: 12-13% of monthly salary
Account 1 & 2
Account 1 for retirement, Account 2 for housing, education & health
Annual Dividends
Competitive dividends consistently throughout the year
Guaranteed Savings
Guaranteed by the Malaysian government for your savings security
Basic EPF Savings
Key Elements of Retirement
Our guides are based on essential retirement elements and provide easy-to-understand information, including videos, calculators, and more.
EPF & Investments
Learn how to optimize your EPF contributions and investment strategies for a stronger retirement.
Retirement Planning
It's never too early or too late to start planning. Set your retirement goals today.
Retirement Income
Multiple ways to fund your retirement - EPF, government pension, ASB, and more.
Lifestyle & Wellbeing
Retirement confidence isn't just about money. Take care of your health and wellbeing.
Retirement Calculator
Use our calculator tools to estimate how much you need to retire comfortably.
Guides & Articles
Access free articles, videos, and webinars to improve your financial knowledge.
How Much Do You Need?
An estimated guide to retirement living costs in Malaysia based on different lifestyles.
Comfortable Retirement
RM 5,000
per month
RM 60,000 per year
- Regular leisure activities
- Dining out occasionally
- Own a good car
- Budget for home renovations
- Domestic and international travel
- Premium health insurance
Moderate Retirement
RM 3,000
per month
RM 36,000 per year
- Occasional leisure activities
- Moderate restaurant dining
- Own a basic car
- Budget for minor repairs
- Domestic travel once a year
- Basic health insurance
Basic Retirement
RM 1,500
per month
RM 18,000 per year
- Free or cheap activities
- Mostly cooking at home
- Public transportation
- No budget for major repairs
- Local visits only
- No private health insurance
* These estimates are based on current living costs in Malaysia and subject to change. Source: Department of Statistics Malaysia & EPF 2024.
Start Your Retirement Planning Today
No matter where you are in life, it's never too early or too late to start planning for retirement. Our free guide will help you take the first step.
Get In Touch
Have questions about retirement planning? Our team is here to help you navigate your financial future.
Send Us a Message
Fill out the form below and we'll get back to you as soon as possible.
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47610 Subang Jaya, Selangor,
Malaysia